Capital
Capital Allocation Engine
Soltuition scores every competing use of the same capital against the same criteria and shows the arithmetic. It recommends; it never deploys capital on its own.
Deployable Capital
$0.00
After reserve and 30-day commitments
Required Reserve
$2.40M
6 × $400.10K (TP-04)
Weighted Cost of Debt
8.02%
Highest: Revolving Credit Line (drawn) @ 11.20%
Reserve Shortfall
$2.40M
Weighted up in scoring
Capital Under Consideration
Change the amount to rescore every option.
$500,000
Recommended Capital Allocation
Increase reserves — $500.00K
Raises coverage against Treasury Policy TP-04.
- · Expected return 4.5% — basis: Reserve account yield.
- · Risk weight 1%, 100% of capital stays liquid.
- · Time to return 0 months (penalty 0.00).
- · Monthly cash-flow impact 1875 USD.
- · Reserve is below Treasury Policy TP-04 — reserve funding is weighted up.
Recommendation only. Deployment routes through the Approval Control Center and settles at CXR Bank.
- Expected return
- 4.5%
- Expected gain
- $22.50K
- Downside exposure
- $0.00
- Opportunity cost
- $132.50K
- Liquidity impact
- $0.00
- Time to return
- 0 mo
- Strategic value
- 60%
- Confidence
- 84%
Reasoning and assumptions
- · Expected return 4.5% — basis: Reserve account yield.
- · Risk weight 1%, 100% of capital stays liquid.
- · Time to return 0 months (penalty 0.00).
- · Monthly cash-flow impact 1875 USD.
- · Reserve is below Treasury Policy TP-04 — reserve funding is weighted up.
- Expected return
- 31.0%
- Expected gain
- $155.00K
- Downside exposure
- $300.00K
- Opportunity cost
- $0.00
- Liquidity impact
- −$500.00K
- Time to return
- 14 mo
- Strategic value
- 95%
- Confidence
- 84%
- Expected return
- 0.0%
- Expected gain
- $0.00
- Downside exposure
- $0.00
- Opportunity cost
- $155.00K
- Liquidity impact
- $0.00
- Time to return
- 0 mo
- Strategic value
- 20%
- Confidence
- 84%
- Expected return
- 8.0%
- Expected gain
- $40.08K
- Downside exposure
- $25.00K
- Opportunity cost
- $114.92K
- Liquidity impact
- −$500.00K
- Time to return
- 1 mo
- Strategic value
- 50%
- Confidence
- 84%
- Expected return
- 22.0%
- Expected gain
- $110.00K
- Downside exposure
- $225.00K
- Opportunity cost
- $45.00K
- Liquidity impact
- −$500.00K
- Time to return
- 9 mo
- Strategic value
- 85%
- Confidence
- 84%
- Expected return
- 18.0%
- Expected gain
- $90.00K
- Downside exposure
- $250.00K
- Opportunity cost
- $65.00K
- Liquidity impact
- −$500.00K
- Time to return
- 7 mo
- Strategic value
- 50%
- Confidence
- 84%
- Expected return
- 7.1%
- Expected gain
- $35.50K
- Downside exposure
- $40.00K
- Opportunity cost
- $119.50K
- Liquidity impact
- −$100.00K
- Time to return
- 12 mo
- Strategic value
- 30%
- Confidence
- 61%
- Expected return
- 9.0%
- Expected gain
- $45.00K
- Downside exposure
- $65.00K
- Opportunity cost
- $110.00K
- Liquidity impact
- −$325.00K
- Time to return
- 18 mo
- Strategic value
- 35%
- Confidence
- 84%